Independent. Evidence-based. Dentist-first.
Tools and analysis for dental debt, work and ownership.
Career economics
Strong average incomes can hide growing financial pressure.
Why average income can remain strong while debt, staffing, payer mix, and local demand produce sharply different careers.
Read the analysisAssociate Pay Reality Check
Example assumes 4 planned days/week and 48 working weeks/year. Before taxes and benefits.
Annual gross = daily pay × paid days × 48.
Schedule shortfall = (4 planned − paid days) × daily pay × 48, minimum $0.
Ownership strategy
What the 35% consolidation headline really means, and how to build, partner, or sell from a position of strength.
Practice sale math
Separate a DSO headline price into cash at close, employment lock-in, earnout, rollover equity, and at-risk value.
Rules now in effect
RAP, temporary autopay relief, Grad PLUS legacy rules, new caps, consolidation risk, and why loan caps do not automatically cut tuition.